Yak Almost Expected Banking Awareness Questions For Ibps Po Seven & Ibps Clerks Seven - Ready 121

1. As per the Code of Bank's Commitment to Customers a banking corporation must close/transfer an trouble organization human relationship maximum inside a menses of ____________ days from the appointment of receipt of application.
1. 3 Days
2. 5 days
3. 7 days
4. At the earliest possible
5. No such restriction
2. Which opportunity is eliminated inward representative of the RTGS transaction ?
1. Credit opportunity
   
2. Operational opportunity
3. Settlement opportunity
4. Systematic opportunity
5. 3 in addition to 4
3. What is the maximum menses of deposit that tin endure opened nether FCNR ?
1. 1 yr
2. 3 years
3. 5 years
4. 10 years
5. All the inward a higher house
4. As per Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme, if the client has taken a comprehend nether multiple banking corporation accounts in addition to then the total of premium nether this volition endure _______________
1. Forfeited
2. Renewed
3. Double
4. Same
5. None of the inward a higher house
5. The January Dhan Yojana aims direct inward promoting :
1. Social Justice
2. Financial Inclusion
3. Rural Development
4. Digital Empowerment
5. Urban Development
6. The premium of 10 paisa for every Rs.100 payable on behalf of the depositor nether Deposit Insurance in addition to Credit Guarantee Corporation (DICGC) volition endure borne past times :
1. Bank
2. Life Insurance Corporation of Republic of Republic of India
3. General Insurance Corporat-ion of Republic of Republic of India
4. Customer
5. Bank in addition to Customer as
7. Who was the showtime adult woman Deputy Governor of the Reserve Bank of Republic of Republic of India ?
1. Shyamala Gopinath
2. Usha Thorat
3. Arundhati Bhattacharya
4. K.J.Udeshi
5. Usha Ananta Subramanian
8. Which banking corporation has received $100 meg (about Rs.645 crore) as the showtime tranche of ADB's multi-million dollar funding for installation of rooftop solar systems inward Republic of Republic of India ?
1. United Bank of Republic of Republic of India
2. Punjab National Bank
3. Bank of Baroda
4. Canara Bank
5. Corporation Bank
9. The maximum total that tin endure deposited inward a 'Sukanya Sa-mriddhi Scheme' trouble organization human relationship inward a fiscal yr is :
1. Rs. 1,00,000
2. Rs.1,50,000
3. Rs. 1,35,000
4. Rs.1,75,000
5. Rs. 1,25,000
10. Under Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) scheme, an private is eligible to bring together the scheme at the historic menses betwixt xviii years to _______________
1. 30 years
2. 40 years
3. 50 years
4. 60 years
11. Which of the next is/are right regarding Introduction of Additional Settlement Batches for National Electronic Funds Transfer (NEFT) ?
1. The NEFT village cycle w-ill endure reduced from hourly batches to one-half hourly batches
2. 11 additional village batches volition endure introduced
3. The full number of one-half hourly village batches during the solar daytime volition endure increased to 23
4. The starting batch at 8.00 am in addition to closing batch at 7.00 pm shall rest the same.
5. All the inward a higher house
12. In the representative of deposit held past times articulation Individuals, the nomination tin endure made inward favour of :
1. A unmarried private
2. More than 1 somebody inward representative deposit is payable jointly
3. More than 1 somebody inward representative deposit is payable to either or survivor(s)
4. Separate persons past times each depositor
5. None of these
13. What is CDD as per KYC ?
1. Customer Duly Diligence
2. Customer Due Delivery
3. Current Deposit delivery
4. Customer due Diligence
5. None of the inward a higher house
14. STR inward the context of Prevention of Money Laundering Act 2002 stands for ?
1. Select Transaction Report
2. Suspicious Transaction Report
3. Suspected Transfer Report
4. Suspected Transaction Record
5. None of the inward a higher house
15. What is the opportunity classification for "Salaried employees" ?
1. Low opportunity trouble organization human relationship
2. Medium opportunity trouble organization human relationship
3. High opportunity trouble organization human relationship
4. All the above
5. None of the inward a higher house
16. "Clean banknote policy" of RBI reiterates the Banks to follow which of the next measures ?
1. To form notes into issuable & nonissuable
2. Not to staples notes & to unloosen pack notes
3. Not to number dirty & cutting notes to full general populace
4. Not to scribble on the currency notes
5. All the inward a higher house
17. As per Basel norms Capital is linked to _______________
1. Size of Deposits
2. Risk Weightage of Assets
3. Profitability of the banking corporation
4. Macro economical conditions
5. None of the inward a higher house
18. Atal Pension Yojana (APY) offers fixed total of pension ranging betwixt Rs.1,000 to _______________ depending upon the contribution which volition endure based on the historic menses of joining the APY :
1. Rs.2000
2. Rs.3000
3. Rs.4000
4. Rs.5000
5. Rs.10,000
19. As per recent annunciation made past times Prime Minister on 31st December, 2016, _______________ Kisan credit cards volition endure converted into RuPay cards inward coming 3 months. Government volition comport _______________ involvement on select farm loans.
1. Rs.2 crores; xxx days
2. Rs.2.5 crores; 45 days
3. Rs.3 crores; threescore days
4. Rs.3 crores; xc days
5. None of the inward a higher house
20. _______________ volition endure the 3rd in addition to finally financing phase for MUDRA Bank in addition to maximum loan upwards to _______________ tin endure provided nether this stage.
1. Tarun, Rs.8 lakh
2. Tarun, Rs.10 lakh
3. Vyaska, Rs.12 lakh
4. Kishore, Rs.15 lakh
5. Sishu, Rs.4 lakh
21. Which of the next schemes guide maintain been launched nether Pradhan Mantri Awas Yojana ?
1. AMRUT
2. Smart Cities Mission
3. Housing for All
4. All of these
5. Only 1 & 2
22. When the abide by of the banking ombudsman is non acceptable to customer, he tin appeal the thing to the appellate authority. The fee payable to Appellate Authority is :
1. Rs.5,000
2. Rs.6,000
3. 25% of the total inward dispute
4. 50% of the total inward dispute
5. Nil
23. In banking corporation check Truncation organization cle-aring the Image Replace Document (IRD) agency :
1. Cheque itself
2. Image of the icon
3. An authenticated re-create of the banking corporation check
4. Truncated banking corporation check
5. None of the above
24. Nominee has predeceased the A/c holder. Payment shall endure made to :
1. Against articulation discharge to Le-gal heirs of the depositor in addition to the legal heirs of nominee.
2. Legal heirs of the nominee
3. Legal heirs of the depositor
4. Payment through Court lodge or Succession Certificate
5. None of the above
25. Under Sukanya Samridhi Account (SSA) the maximum menses upto which the deposits tin endure made is for _______________ years from the appointment of opening of the account?
1. 12 years
2. 14 years
3. 16 years
4. 18 years
5. 21 years
26. The maximum penalization past times way of imprisonment for the offence committed nether Money Laundering Act is :
1. 7 years
2. 9 years
3. 10 years
4. 12 years
5. None of the above
27. Branches should adopt a organization of periodical updation of client identification information (including photograph/s) afterwards the trouble organization human relationship is opened. The periodicity of such updation for High Risk, Medium Risk in addition to Low Risk category customers are:
1. Two/eight/ten years
2. Two/five/ten years
3. Two/two/five years
4. Ten/eight/two years
5. No such updation is required
28. What are the 3 pillars of Basel-II ?
1. Minimum Capital Requirement, Supervisory Review & Market Discipline
2. Minimum Capital Fund, Asset character & Financial Supervision
3. Minimum working capital alphabetic character adequacy, Asset character & Risk Management
4. Prudential accounting, greater transparency & Accountability
5. Moderate Capital Adequacy, Risk Management in addition to Market Supervision
29. Establishment of Lok Adalat is governed past times which of the next Acts ?
1. SARFAESI human activity 2002
2. Legal services authorisation human activity 1987
3. Lok Adalat Act 1985
4. Recovery of debt due to Banks in addition to fiscal Institutions
5. Indian Contract Act
30. Which banking corporation is planning to enhance Rs.9,000 crore through diverse instruments including Follow-on Public Officer (FPO) of Rs.6,000 crore ?
1. Bank of Baroda
2. Bank of Republic of Republic of India
3. State Bank of Republic of Republic of India
4. Syndicate Bank
5. Union Bank of India
31. Which of the next documents are required for registration of a Jeevan Pramaan ?
1. Aadhar number
2. PPO number
3. Bank Account number
4. All of the inward a higher house
5. Only 1 & 2
32. The electronic machinery used past times banks for transmitting fiscal messages across the borders :
1. Telex
2. DOTNET
3. RTGS
4. SWIFT
5. INFINET
33. Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was approved amongst an outlay of _______________
1. Rs.500 crore
2. 1000 crore
3. Rs.12,000 crore
4. Rs.1,500 crore
5. Rs.2000 crore
34. Bank is required to number TDS certificate on shape _______________ inside _______________ calendar month inward which deduction is made :
1. 15-G; one;
2. 15-H; one;
3. 16- A; two;
4. 16- A; one;
5. Form 60; one;

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