Yak Banking & Fiscal Awareness Quiz 2017 For Ibps Po Vii As Well As Clerks Vii Exams - Laid Upward 124

1. The Government portion belongings inwards National Investment Infrastructure Fund (NIIF) is going to live ____________
1. 40 %
2. 49%
3. 50%
4. 51%
5. 30% 
2. Can nomination live made yesteryear an illiterate depositor ?
1. Yes, yesteryear affixing his Thumb Impression without witness
2. Yes, yesteryear affixing his Thumb Impression amongst ane witness
3. Yes, yesteryear affixing his Thumb Impression amongst ii witnesses
4. No, such nomination may live nether influence may non concur legal validity
5. At the discretion of the Branch Head
3. EXIM depository fiscal establishment was established inwards the yr ?

1. 1957
2. 1992
3. 1982
4. 1981
5. 1983 
4. In 'Small Accounts' , residuum at whatever quest of fourth dimension should non exceed  ____________
1. Rs.50,000
2. Rs.1,00,000
3. Rs.10,000
4. Rs.25,000
5. None of these
5. As per RBI directives, banks are allowed opening a kid trouble organisation human relationship dependent area to the next conditions. Which amid the next is right ?
1. Only fixed, savings together with recur-ring deposits accounts tin terminate live opened
2. Mother tin terminate too live accepted every bit a guardian
3. The accounts tin terminate too live opened inwards the guardianship of the mother, fifty-fifty if the manly individual nurture of the kid is living
4. Only 1 & 2
5. All 1, 2 & iii
6. National Housing Bank monitors the performance of ____________
1. Liberalized Finance Scheme
2. Golden Jubilee Rural Housing Finance Scheme
3. Energy Efficient Housing Finance Scheme
4. Finance scheme for indirect loans
5. None of the above
7. Which amid the next made the initial contribution for setting upward Financial Inclusion Fund together with Financial Inclusion Technology Fund ?
1. Government of India, NABARD together with RBI
2. NABARD, UTI together with RBI
3. SIDBI, Government of Bharat together with IDBI Bank
4. SIDBI, NABARD together with UTI
5. NABARD, RIDF, RBI
8. National Housing Bank, a wholly-owned subsidiary of RBI started its operations from ____________
1. July, 1982
2. July, 1988
3. April, 1980
4. March, 1971
5. March, 1983
9. The Maturity menses of Certificate of deposits issued yesteryear banks is 7 days to ane year, where-as the certificate of deposits issued yesteryear Financial Institutions should live non less than One yr together with non exceeding ____________
1. 2 years 
2. 3 years
3. 4 years 
4. 6 years
5. None of the above 
10. The Minimum upper-case alphabetic lineament requirement every bit per the in conclusion guidelines for Universal Banks is ____________
1. Rs. 500 crore
2. Rs. 200 crore
3. Rs. 300 crore
4. Rs. 100 crore
5. Rs. one one thousand crore
11. Which of the next disceptation is incorrect relating to SIDBI.
1. SIDBI way Small Industries Development Bank of Bharat
2. It was established on Apr 2, 1990
3. It is the chief fiscal establishment for the promotion, financing together with evolution of manufacture inwards the small-scale sector
4. Its Head Office is inwards Hyderabad
5. It has floated Credit Guarantee Fund Trust for Micro together with Small Enterprises
12. Which of the next is a specific partition of banking related to the creation of upper-case alphabetic lineament for other companies, governments other entities ?
1. Merchant banking
2. Investment banking
3. Commercial banking
4. Wholesale banking
5. None of these
13. Name the get-go province which introduced plastic currency notes ?
1. USA 
2. UK
3. Russia 
4. Australia
5. Germany
14. Authorized Dealers for unusual telephone commutation transactions are appointed yesteryear ____________
1. Reserve Bank of Bharat
2. Government of Bharat
3. Individual Banks
4. FEDAI
5. None of the above 
15. In damage of RBI Guidelines Banks should written report credit information to Central Repository of Information on Large Credits (CRILC) of the borrowers having aggregate fund based or non fund based exposure of  ____________  ane time inwards a quarter.
1. Rs. iii Crore together with higher upward
2. Rs. five Crore together with higher upward
3. Rs. 7 Crore together with higher upward
4. Rs. 8 Crore together with higher upward
5. Rs. 1 Crore together with above
16. Which of the next loans are less risky from the bankers quest of thought ? 
1. Housing loans
2. Vehicle loans
3. Personal Loans
4. Credit Card advances
5. 2 & 3
17. Insurance Regulatory together with Development Authority of Bharat was constituted inwards the yr ____________
1. 1938
2. 1971
3. 1993
4. 1999
5. 2000
18. Rajkiran Rai G volition live taking accuse every bit Managing Director & CEO of ____________ from 1.7.2017
1. Union Bank of Bharat
2. Syndicate Bank
3. Uco Bank
4. United Bank of Bharat  
5. Vijaya Bank
19. Interest Rate Risk inwards Banking Book (IRRBB) refers to which of the following?
1. Companies accounts books
2. Current or prospective risk to a bank's upper-case alphabetic lineament together with earnings, arising from adverse movements inwards involvement rates that touching on banking mass positions
3. Government accounts books
4. NGOs books
5. None of these
20. Under the Direct Benefit Trans-fer (DBT) inwards fertilizer sector, the subsidy volition live released to whom ?
1. Milk vendors
2. The fertilizer companies instead of the beneficiaries, afterwards the sale is made yesteryear the retailers to the beneficiaries
3. NGOs
4. Gram Panchayats
5. None of these
21. When for certain projects are non commercially feasible Government may teach inwards for funding Public Private Partnership (PPP). Such fund is called every bit ____________
1. Bridge funding
2. Viability gap funding
3. Bonus funding
4. Premium funding
5. Ways together with way funding
22. Balance inwards which of the next trouble organisation human relationship is non repatriable ?
1. NRO
2. FCNR
3. NRO
4. 2 & iii
5. All the above
23. When a depository fiscal establishment fails causing instability inwards the fiscal system, such risk is called  ____________
1. Systemic Risk
2. Market Risk
3. Credit Risk
4. Operational Risk
5. Systematic Risk
24. Normally banks volition non attain large ticket loans for longer tenures every bit it may Pb to :
1. Insolvency
2. Liquidation
3. Asset-Liability mismatch
4. Bank Run
5. All the above
25. Which of the next is non a credit facility extended for curt duration?
1. Bridge Loan
2. Term Loan
3. Commercial Paper
4. Bill Discounting
5. None of the above
26. Sometimes afterwards disbursing the loan, banks volition attain reasonable fourth dimension to customers to start repayment of loan. Such repayment facility is known as  ____________
1. Amortization
2. Leverage
3. Balloon payment
4. Moratorium
5. Bullet payment
27. RBI regulates ceiling boundary of involvement for ____________ deposits.
1. Savings
2. Fixed
3. Recurring
4. FCNR (B)
5. None of the above
28. GSTN (Goods together with Service cyberspace work) is managed by?
1. Tech Mahindra
2. Wipro
3. Infosys
4. TCS
5. HCL Technologies Ltd
29. Which of the next takes help of export credit risks ?
1. ECGC
2. GIC Re
3. EXIM Bank
4. RBI
5. DGFT
30. When the window for granting licenses is opened upward through out the year, it is categorized every bit :
1. Open-tap Licensing
2. Off-tap Licensing
3. On-tap Licensing
4. For-tap Licensing
5. Free-tap Licensing
31. ATM transactions are interchangeable amid the banks together with this is made possible because of :
1. NFS - National Financial Switch
2. SWIFT - Society for World-wide Interbank Financial Telecommunication
3. NEFT - National Electronic Funds Transfer
4. SFMS - Structured Financial Messaging System
5. None of the above
32. A negotiable musical instrument tin terminate live transferred legally together with is possible amongst __________
1. Encumbrance
2. Endorsement
3. Moratorium
4. Write off
5. Right of laid off
33. Which of the next is non ane amid the cities where Rs. 10 plastic depository fiscal establishment notes volition live introduced ?
1. Hyderabad
2. Mysore
3. Bhubaneswar
4. Shimla
5. Cochin
34. Governing Council for BCSBI is appointed yesteryear :
1. Finance Ministry
2. Reserve Bank of Bharat
3. A panel headed yesteryear Cabinet Secretary
4. Cabinet Committee on appointments
5. Indian Banks Association
35. Which of the next depicts the fiscal seat of a depository fiscal establishment or trouble organisation company at a given quest of fourth dimension ?
1. Balance sail
2. Cash current disceptation
3. Income disceptation
4. Model audit
5. Profit & Loss Account 
36. General crossing of a check way :
1. Two cross lines across the check
2. The check tin terminate conduct keep an abbreviation "& Co. "between the ii parallel lines
3. The check tin terminate conduct keep the words "Not Negotiable" betwixt the ii parallel lines
4. Cash volition non live paid across the counter
5. All the above
37. Which is the largest unusual depository fiscal establishment inwards Bharat ?
1. American Express Bank Ltd.
2. DBS Bank Ltd.
3. HSBC Ltd.
4. Standard Chartered Bank
5. United Overseas Bank Ltd. 

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