Yak Latest Banking & Fiscal Awareness Quiz 2017 - Railroad Train 120

1. Which of the next is / are non the functions of "India Post Payments Bank" (IPPB) ?
1. It tin gear upwards its ain outlets such every bit branches, Automated Teller Machines (ATMs),
2. Acceptance of demand deposits, i.e., electrical flow deposits, as well as 7. savings banking concern deposits from individuals, modest businesses as well as other entities, every bit permitted nether Banking Regulation Act
3. It is restricted to concur a maxi-mum residuum of Rs.1,00,000 8. per private client
4. Issuance of ATM / Debit Cards
5. Can number credit cards 
   
2. Maximum number of shareholders inwards a Private Limited Company ?
1. 50
2. 200
3. 7
4. As per the Memorandum of Association
5. No restriction
3. If the honour of the Banking Ombudsman is non acceptable to parties, inside how many days they tin file an appeal alongside Appellate Authority ?
1. Within xxx days on receipt of the order
2. Within sixty calendar month on receipt of the lodge
3. Within ninety days
4. Within 45 days
5. No such fourth dimension limit
4. What is truthful almost the allocations to Rural sector every bit per the latest budget 2017 - eighteen ?
1. Government targets to convey 1 crore households out of poverty yesteryear 2019
2. During 2017 - 18, v lakh farm ponds to live taken upwards nether MGNREGA
3. Over Rs. 3 lakh crores allocated for rural India. MGNREGA to double farmers income
4. Allocating Rs.19,000 crores for Pradhan Mantri Gram Sadak Yojana inwards 2017 - eighteen
5. All the above
5. Kshatrapati Sivaji is the Chairman as well as Managing Director of :
1. ONGC
2. SAIL
3. SIDBI (Small Industries Development Bank of India)
4. TRAI
5. IFCI
6. In the representative of deposit held yesteryear articulation persons, the nomination tin live made inwards favour of :
1. A unmarried private
2. More than i someone inwards representative deposit is payable jointly
3. More than i someone inwards representative deposit is payable to either or survivor(s)
4. Separate persons yesteryear each depositor
5. None of these
7. Which of the Payment as well as village scheme is non managed straight yesteryear RBI ?
1. RTGS
2. NEFT
3. ECS
4. Board formed every bit per PASSA
5. None of these
8. With observe to NPCI, which of  the next statements is non right :
1. Not earnings making society
2. Public sector banks must concur minimum 51% of its upper-case missive of the alphabet
3. Acts every bit umbrella organisation for retail payments systems
4. (1) as well as (2)
5. None of the above
9. A articulation concern human relationship is inwards the names of X as well as Y operated yesteryear both of them jointly. On the expiry of X the credit residuum inwards the concern human relationship is payable to :
1. Y
2. The legal heirs of X
3. As per the courtroom orders solely
4. Jointly to Y as well as the legal heirs of X
5. None of these
10. What should live the minimum deposit inwards a PPF (Public Provident Fund) Account ?
1. Rs.1000/-
2. Rs.2000/-
3. Rs.500/-
4. Rs.10/-
5. Rs.5000/-
11. What are the provisions made inwards the budget 2017 - eighteen for youth ?
1. Introduction of a scheme of measurement annual learning outcomes, excogitation fund for secondary pedagogy
2. There volition live a focus on 3,479 educationally-backward blocks
3. Courses inwards unusual languages to live introduced
4. 100 Bharat International Skill centres volition live established across the solid soil nether Skill Bharat Mission was launched inwards 2015 to maximise the potential of our youth
5. All the above
12. For opening Saving Account nether e-KYC, Account Holder's authenticated details are received from  ____________
1. Income Tax Dept
2. Election Commission
3. UIDAI
4. Concerned Municipal Office
5. None of the above
13. In lodge to fulfil all the banking concern needs of the start-ups, a dedicated solution "Smart up" has lately been launched yesteryear :
1. Union Bank of Bharat
2. Yes Bank
3. HDFC Bank
4. Bandhan Bank
5. Indian Bank
14. Apart from Cash, payments to whatever someone / merchant tin live made through :
1. NEFT
2. Demand Draft
3. RTGS
4. Plastic Cards
5. All of these
15. Which is the most active segment of the coin marketplace position inwards Bharat ?
1. Call coin / Notice coin marketplace position
2. Repo/ Reverse repo
3. Commercial newspaper
4. Certificate of deposit
5. None of these
16. A mandate has to live registered alongside :
1. Sub-registrar of assurances
2. Registrar of firms
3. Registrar of articulation Stock Companies
4. The courtroom nether whose jurisdiction it falls
5. Need non live registered
17. While issuing a banking concern check to someone, Kohli has set the engagement which he realized that engagement written is every bit of yesterday. What he should produce ?
1. He should modify the engagement to today's engagement nether his total signature
2. Tell the payee to modify the engagement to today's as well as inquire him to sign
3. No ask to modify the engagement every bit a banking concern check is valid for 3 months
4. Better destroy the banking concern check as well as number a novel banking concern check
5. Any of the inwards a higher house tin live done yesteryear him
18. Which of the next 'Public Sector Banks' was acquired yesteryear Punjab National Bank inwards 1993 ?
1. Union Bank of Bharat
2. United Bank of Bharat
3. New Bank of Bharat
4. UCO Bank
5. Central Bank of India
19. Who is the chairman as well as Managing Director of UCO Bank ?
1. Arun Tiwari
2. Animesh Chauhan
3. Arun SriVastava
4. Ravi Kishan Thakkar
5. None of the above
20. The Capital Adequacy Ratio Norms (CAR) inwards Bank Industry were introduced yesteryear RBI inwards :
1. April 1991
2. April 1992
3. March 1992
4. July 1992
5. None of these
21. Which of the next entities are floated yesteryear SIDBI ?
1. SIDBI Venture Capital Ltd
2. SME Rating Agency of Bharat Ltd. (SMERA)
3. ISARC - Bharat SME Asset Reconstruction Company
4. CGTMSE Credit Guarantee Fund Trust for Micro as well as Small Enterprises
5. All the above 
22. A truncated banking concern check is i which is __________
1. Torn
2. Photocopied
3. Post dated
4. Scanned (CTS)
5. Unsigned
23. For an auto-renewed deposit, modify of menstruum from engagement of renewal without punishment tin live done provided, client requests inside __________
1. 7 days
2. 15 days
3. 18 days
4. 14 days
5. 30 days
24. Suresh, an Indian national has gone to USA on a pupil VISA to produce his main aeroplane inwards medicine. What is his residential condition ?
1. Resident
2. NRI
3. PIO
4. None of the inwards a higher house
5. All the above
25. "Refund Banker Scheme" pertains to :
1. IBA
2. SEBI
3. RBI
4. Income revenue enhancement
5. LIC
26. Which of the next is/are non the business office of Credit Information Bureau of Bharat Ltd. [CIBIL] ?
1. Established on the recommendations of Siddiqui Committee
2. Set upwards yesteryear SBI as well as HDFC inwards association alongside Dun & Bradstreet as well as Trans Union International
3. It acts every bit a facilitator for credit dispensation as well as helps mitigate the credit conduct chances
4. Disseminates information inwards take in to adapt filed as well as willful defaulter's accounts likewise every bit all advance accounts
5. None of the above
27. What are the types of accounts that tin live opened nether NRO ?
1. Savings
2. Current
3. Recurring
4. Term Deposit
5. All the above
28. What are the types of accounts that tin live opened nether RFC (Resident Foreign Currency)?
1. Savings
2. Current
3. Recurring
4. Term Deposit
5. All the above
29. What is the maximum menstruum of deposit that tin live opened nether RFC ?
1. 1 twelvemonth
2. 3 years
3. 5 years
4. 10 years
5. All the above 
30. GFCE stands for :
1. Greater Financial Consumption Expenditure
2. Government Final Consumption Expenditure
3. Grand Final Consumer Expenditure
4. Government Funds Consumption Expenditure
5. None of these 

Shared yesteryear Shravan Varma Gadhiraju

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