Yak Virtually Expected Banking As Well As Fiscal Awareness Questions For Ibps Po Vii As Well As Clerks Vii Exams 2017 - Develop 127

Banking in addition to Financial Awareness Quiz for IBPS 2017

1. Risk inward representative of fluctuation of involvement rates is categorized as  _________ risk.
1. Operational
2. Market
3. Systemic
4. Credit
5. Either (1) or (2)
2. The human relationship betwixt banker in addition to client inward the representative of locker transaction is:
1. Bailor - Bailee
2. Agent - Principal
3. Trustee - Beneficiary
4. Baillee - Bailor
   
5. Lessee - Lessor
3. Bank hold secrecy of a customer's concern human relationship in addition to create non bring out its affairs except nether certainly circumstances. This is done every bit per the requirements of :
1. RBI Act, 1934
2. Banking Regulation Act,1949
3. Negotiable Instruments Act 1881
4. Implied Contract
5. Banking Companies (Acquisition & Transfer of Undertakings) Act,1970 
4. A need draft :
1. is a promissory banking concern annotation
2. is a pecker of telephone commutation
3. can live treated every bit Promissory Note or Bill of Exchange at the selection of the holder
4. prepaid musical instrument
5. None of these 
5. 'CAMELS' rating inward Republic of Republic of India was introduced on the recommendations of :
1. Kannan Committee
2. N. Vaghul Committee
3. R.V. Gupta Committee
4. Dr. N.L. Mitra Committee
5. Padmanabhan Committee
6. Which of the next organization / agencies is non direct associated with functioning of the fiscal sector inward Republic of Republic of India ?
1. NABARD
2. ECGC
3. EXIM Bank
4. IRDA
5. UGC
7. Which of the statements virtually the Reserve banking concern of Republic of Republic of India (RBI) is non right ?
1. RBI is called the Banker's Bank
2. RBI announces the credit in addition to Monetary
3. RBI is the custodian of the Foreign of the province
4. Finance Secretary of Central Government holds the accuse of the Governor of the RBI
5. None of the higher upwardly
8. Who alongside the next is good known for his piece of job on micro credit ?
1. Dr. Manmohan Singh
2. Mr. Nelson Mandela
3. Mr. Muhammad Yunus
4. Dr. A. P. J. Abdul kalam
5. None of these
9. Which of the next taxes is the major source of the income of the matrimony Governmen t?
1. Fringe create goodness taxation
2. VAT
3. Cash withdrawal Tax
4. Income taxation
5. None of the above
10. The headquarters of the NABARD is situated inward :
1. New Delhi
2. Mumbai
3. Luck at i time
4. Kolkata
5. Bangalore
11. The little industries Developm-ent Bank of Republic of Republic of India was established every bit a wholly owned subsidiary of :
1. ECGC
2. RBI
3. NABARD
4. IDBI
5. SBI
12. First percentage marketplace position inward Republic of Republic of India was established inward which of the next cities :
1. Delhi 
2. Chennai
3. Mumbai 
4. Ahmedabad
5. Kolkata 
13. Term 'Balance of Payment' is used inward relation to which of the next ?
1. Diplomatic relations
2. Exports in addition to Imports
3. Annul production inward a manufactory
4. Deficit inward Union Budget
5. None of these
14. Which of the next charge per unit of measurement / rations is non covered nether the RBI Monitory in addition to credit policy ?
1. Bank charge per unit of measurement
2. Exchange charge per unit of measurement of unusual currencies
3. Repo Rate
4. Reverse Repo Rate
5. None
15. When the loan is granted past times a banking concern for buy of white goods it is called ?
1. Consumption loan
2. White goods loan
3. Consumer durable loan
4. White fertilizers loan
5. None
16. Who alongside the next is non the nowadays Deputy Governor of the RBI ?
1. Subir Gokaran
2. N.S .Viswanathan
3. Viran V.Acharya
4. B.P. Kanungo
5. None of the above
17. TRAI regulates the functioning of which of the next ?
1. Insurance
2. Banking
3. Stock Market
4. Transport
5. Telecom
18. A fellowship declares dividend earlier finalization of residual sheet, Such dividend is called every bit _________  dividend.
1. Ex-gratia
2. Interim
3. Temporary
4. Intermittent
5. Part
19. Difference betwixt buy in addition to sale cost of currency is called _________
1. Dealer's spread
2. Margin
3. Exchange committee
4. Arbitrage
5. None of these
20. A Saving Bank concern human relationship becomes in-operative when it is non operated for  _________
1. 6 months
2. 12 months
3. 2 years
4. 3 years
5. None of these 
21. Foreign banks with minimum 20 branches inward Republic of Republic of India induce got been advised past times RBI to lend at least  to priority sector.
1. 40% of cyberspace banking concern credit
2. 40% of Adjusted Net Bank Credit
3. 40% of off residual canvas exposure
4. Higher of (1) or (3) higher upwardly
5. Higher of (2) or three above 
22. A sub measure loan is classified every bit doubtful when it is maintained every bit :
1. NPA for xviii months
2. Sub measure property for xviii months
3. NPA for 12 months
4. Substandard 12 months
5. None of these
23. Capital Adequacy ratio of a banking concern is calculated past times dividing upper-case alphabetic quality fund with _________  and multiplying past times 100.
1. Total Assets
2. Tangible Assets
3. Risk weighted Assets
4. Risky Assets
5. All assets except cash residual with RBI in addition to investment inward Govt. securities
24. The coin marketplace position musical instrument developed past times CCIL is called :
1. CD
2. CP
3. CBLO
4. FD
5. None of these
25. Any appeal against society of the Recovery officeholder of DRT tin hit notice live filed with :
1. The Presiding Officer of the DRT
2. Chairperson of the DRAT
3. Deputy Governor of RBI
4. Either (1) or (3)
5. Either (2) or (3)
26. The procedure of resultant of novel securities to existing shareholders at a ratio to those already held is called :
1. Private placement
2. FPO
3. Rights resultant
4. Book edifice
5. None of these
27. Number of digits inward PAN carte du jour is :
1. 10
2. 12
3. 15
4. 20
5. 7
28. Increase inward Net Working Capital of a line of piece of job solid indicates that :
1. Current assets are existence fin-anced past times long term sources
2. Current liabilities are existence used for financing long term uses
3. The line of piece of job solid is relying heavily on borrowed funds
4. All higher upwardly
5. None of these
29. As per RBI electrical flow guidelines duplicate draft is required to live issued inside a maximum menses of :
1. 21 days
2. 14 days
3. 7 days
4. 3 days
5. As per bank's discretion 
30. In which of the next accounts nomination is non allowed ?
1. Self operated deposit concern human relationship inward the scream of tyke
2. Sage custody of articles deposited past times an private singly
3. Locker concern human relationship with articulation operations past times ii or to a greater extent than locker holders
4. All higher upwardly
5. None of these
31. Under Right to Information Act, 2005 who tin hit notice inquire for relevant information ?
1. NRI
2. Indian Citizen
3. Ambassador of a unusual province inward Republic of Republic of India
4. Any Foreigner
5. Only (1) in addition to (2)
32. Non Resident Ordinary concern human relationship tin hit notice live opened every bit :
1. Term deposit
2. Savings deposit
3. Recurring deposit
4. Current deposit
5. Any i of these 
33. Maximum amount of instruction loan that tin hit notice live sanctioned with-out insisting on collateral secur-ity if 3rd political party guarantee acceptable to the banking concern is furnished:
1. Rs. 4 lakh
2. Rs. 10 lakh
3. Rs. xv lakh
4. Rs. 7.5 lakh
5. Rs. 5 lakh 
34. Demand Deposits are those which tin hit notice live withdrawn _________
1. On Request
2. On Sanction past times Manager
3. On Demand
4. On Persuasion
5. With prior notice
35. Time boundary to approach for legal activeness inward representative of banking concern lucifer dishonoured for insufficiency of funds is :
1. One calendar month from the travel past times of uncovering menses
2. 15 days from the travel past times of uncovering period.
3. Two calendar month from the travel past times of uncovering period.
4. Forty 5 days from the travel past times of uncovering period.
5. No such limitation. 
36. What is the total cast of CIN inward representative of a fellowship ?
1. Core Identity Number
2. Customer Identity Number
3. Company Identify Number
4. Corporate Identity Number
5. Centralised Identification Number
37. What is truthful virtually Code of bank's commitment to customers (COB CTC) ?
1. It is formulated past times BCSBI It mentions the minimum measure of service a banking concern
2. Undertakes to supply to its private customers
3. All banks are required to adopt this code
4. BCSBI volition monitor this code
5. All the above
38. Bank can't continue against the borrower nether SARFAESI Act where :
1. Security is Agriculture Land
2. Liability is less than Rs. 1 lakh
3. Liability is less than 20% of the principal
4. Documents are fourth dimension barred
5. All of the above
39. Interest inward SB concern human relationship is calculated on  _________
1. Minimum residual during the calendar month
2. Balance every bit on 30th of the calendar month
3. Minimum residual betwixt loth in addition to lastly twenty-four hours of the calendar month
4. On daily residual footing
5. None of the above
40. What is the fourth dimension menses nether SARFAESI Act for replying the borrower, inward representative he raises an objection for possession of the property ?
1. 60 days
2. 30 days
3. 15 days
4. 3 days
5. 45 days 

sponsored links

Share this post