Yak Latest Banking Awareness Quiz For Ibps Banking Concern Exams 2017 - Laid Upward 125

1. On xvi June 2017, RBI released a notification amending which of the next schemes ?
1. Banking Ombudsman Scheme 2000
2. Banking Ombudsman Scheme 2001
3. Banking Ombudsman Scheme 2004
4. Banking Ombudsman Scheme 2010
5. Banking Ombudsman Scheme 2006
2. Pecuniary jurisdiction of the Banking Ombudsman to laissez passer on an accolade has been doubled to ____________
1. Rs.20 lakh
2. Rs.10 lakh
3. Rs.2 lakh
4. 85.40 latch
5. 85.30 lakh
   
3. As per the amended rules of Ombudsman scheme, the compensation non exceeding ____________  tin sack besides endure awarded past times the Ombudsman to the complainant for loss of time, expenses incurred every bit also, harassment together with mental anguish suffered past times the complainant
1. Rs.1 lakh
2. Rs.10 lakh
3. Rs.5 lakh
4. Rs.2 lakh
5. Rs.1.5 lakh
4. RBI on xvi June 2017, extended the reach of Ombudsman Scheme nether which banks could endure penalized for misselling Third-party products similar insurance together with usual funds via mobile or electronic banking. What is the aim of formulating Banking Ombudsman Scheme past times RBI ?
1. to promote the deposits inwards the unbanked areas every bit the component division of Financial inclusion
2. to promote lending alongside the hapless people, every bit they are depending on noninstitutional sources
3. to redress the grievances or complaints arising out of the deficiency inwards the banking services
4. to universalize the discount of commercial bills issued past times Commercial Banks
5. to comprise the listing of Scheduled banks inwards the RBI Act 1934 
5. RBI introduced Banking Ombudsman Scheme every bit per Section 35 Influenza A virus subtype H5N1 of  ____________
1. Negotiable Instruments Act 1881
2. SARFAESI Act 2002
3. Banking Regulation Act 1949
4. FEMA, 1999
5. RBI ACT, 19
6. Ombudsman system root introduced in  ____________
1. USA
2. India
3. Australia
4. France
5. UK
7. Which depository fiscal establishment covered nether the Banking Ombudsman Scheme ?
1. Scheduled Public Sector Banks
2. Scheduled Private Sector Banks
3. Regional Rural Banks
4. Scheduled Primary Co-operative Banks
5. All of above
8. Banking Ombudsman is a senior official appointed by  ____________
1. Finance Minister
2. RBI
3. SEBI
4. FSDC
5. None
9. As per the nowadays rules, whatsoever someone tin sack file a complaint earlier the Banking Ombudsman, if the satisfied respond is non received from the depository fiscal establishment inside a menstruum of ____________
1. One calendar month
2. Three months
3. Two months
4. Six months
5. Twelve months
10. The Ombudsman rejects the compliant of the client if  ____________
1. the client does non approach the depository fiscal establishment root
2. one has non made the complaint inside 1 twelvemonth from the engagement 1 has received the respond of the depository fiscal establishment or if no respond is received il it is to a greater extent than than 1 twelvemonth together with 1 calendar month from the engagement of representation to the depository fiscal establishment
3. subject affair of the complaint is pending for disposal / has already been dealt with at whatsoever other forum similar courtroom of law, consumer courtroom
4. complaint is Frivolous or vexatious
5. In all higher upward cases, the Ombudsman volition non create got the compliant from customer 
11. The fee collected past times Ombudsman to bring compliant from the client is ____________ ?
1. Rs.5
2. Rs.100
3. Rs.10
4. fix past times the depository fiscal establishment
5. No fee collects past times the Ombudsman
12. The Ombudsman bring the compliant together with tin sack bring activeness if  ____________
1. non-payment or delay inwards payment of inward remittances
2. non-credit of proceeds to parties accounts, non-payment of deposit or non-observance of the Reserve Bank directives
3. not accepting the legal tender together with or for charging of commission inwards honour thereof
4. inordinate delay inwards the payment or collection of cheques, drafts, bills
5. In the all higher upward cases the Ombudsman bring activeness against bank
13. When the Ombudsman bring activeness against the bank?
1. collecting charges without adequate prior detect to the client
2. refusal to create got or delay inwards accepting payment towards taxes, every bit required past times authorities
3. refusal to unopen or delay inwards closing the accounts
4. non-observance of Reserve Bank guide-lines on engagement of recovery agents past times banks
5. In the higher upward all cases, Ombudsman bring activeness against the bank
14. The RBI framed a dominion that whatsoever client non satisfied with Ombudsman decision, together with therefore the client tin sack seat an appeal to  ____________
1. Governor, RBI
2. Governor of that State
3. Finance Minister of Bharat
4. President of Bharat
5. Deputy Governor of RBI
15. RBI amended Banking Ombudsman Scheme includes complaints relating to Internet Banking together with Non-adherence to BCSBI Code on five Feb 2009. BCSBI stands for ____________
1. Banking Core together with Standards Board of Bharat
2. Banking Codes together with State Board of Bharat
3. Banking Codes together with Standards Board of Bharat
4. Business Codes together with Standards Board of Bharat
5. Banking Codes together with Standards Bureau of India
16. RBI constituted commission nether the Chairmanship of  ____________  to review the Ombudsman Scheme on vii Jan 2013 ?
1. C. Range Rajan
2. Suma Chakravarti
3. Suma Verma
4. Usha moral
5. S.S.Mundra
17. 'RTGS' tin sack endure defined every bit the continuous short town of funds transfers individually on an guild past times guild dry reason (without netting). In this context, RTGS stands for  ____________
1. Real Time Glad Settlement
2. Real Tick Gross Settlement
3. Real Time Gross Settlement
4. RBI Time Gross Settlement
5. Real Time Gross Statement
18. In Real Time Gross Settlement transfer, 'Real Time' agency ____________
1. Money genuinely transferred inwards the rupees solely
2. Money sending past times the private work organization human relationship holder solely every bit the companies non allowed to produce online transactions
3. Account holder advancing coin to the beneficiary, which tin sack endure transferred at the afterward fourth dimension
4. The processing of instructions at the fourth dimension they are received rather than at around afterward fourth dimension
5. All higher upward are incorrect statements
19.  In RTGS, 'Gross Settlement' agency ____________
1. settlement of kinds done occasionally (order disputed with the bank)
2. settlement is non final, though it tin sack endure post directly (order is inwards suspense mode)
3. settlement of funds happened afterward (urgency is non at that spot )
4. settlement of funds transfer instructions occurs individually (on an pedagogy past times pedagogy basis)
5. None of these
20. In the RTGS, funds short town takes house inwards the books of the RBI, the payments are ____________
1. put inwards pending
2. not in conclusion at all
3. final but revocable
4. final together with irrevocable
5. None of the higher upward arguing is correct
21. Minimum amount to endure remitted through RTGS is ____________ 
1. Rs.5 lakh
2. Rs.1.5 lakh
3. Rs.2 lakh
4. Rs.2.5 lakh
5. R5.1.2 lakh
22. The Maximum amount tin sack endure post through RTGS is ____________ 
1. Rs.20 lakh
2. Rs.12 lakh
3. R5.2 lakh
4. Rs.1 crore
5. There is no upper limit 
23. In RTGS, nether normal circumstances the beneficiary branches are expected to have the funds inwards existent fourth dimension every bit before long every bit funds are transferred past times the remitting bank. The beneficiary depository fiscal establishment has to credit the beneficiary's work organization human relationship within  ____________ of receiving the funds transfer message
1. 5 minutes
2. 10 minutes
3. 60 minutes
4. 30 minutes
5. 90 minutes
24. Which of the next arguing is incorrect relating to RTGS ?
1. remitting depository fiscal establishment receives a message from the Reserve Bank that coin has been credited to the receiving depository fiscal establishment
2. remitting client larn dorsum the coin if it is non credited to the beneficiary's work organization human relationship
3. remitting client does non larn dorsum the coin if it is non credited to the beneficiary's work organization human relationship
4. All inward RTGS transactions complimentary
5. IFSC Number of the receiving branch must endure mentioned past times transferor
25. IMPS is an innovative existent fourth dimension payment service that is available circular the clock. In this context, IMPS stands for  ____________
1. Indian Payment Service
2. Instant Payment Service
3. Immediate Portion Service
4. Immediate Payment Service
5. Immediate Patent Service
26. Which of the next 1 is non the wages of IMPS ?
1. instant transfer
2. Available 24 x vii (functional fifty-fifty on holidays)
3. Channel Independent tin sack endure initiated from Mobile/ Internet / ATM channels
4. Safe together with secure, easily accessible together with toll effective
5. All of higher upward are the advantages of IMPS
27. Both banked every bit good every bit unbanked client tin sack avail IMPS. However, unbanked client tin sack initiate IMPS transaction using the services of PPI. PPI inwards this context stands for ____________
1. Principle Paid Payments musical instrument issuer
2. Pre Paid Payments musical instrument issuer
3. Pre Paid PAN musical instrument issuer
4. Post Paid Payments musical instrument issuer
5. Pre Poll Payments musical instrument issuer
28. MMID issued past times the bank. Combination of Mobile number & MMID is uniquely linked with an Account number together with helps inwards identifying the beneficiary details. MMID stands for  ____________
1. Mode Money Identifier
2. Mobile Made Identifier
3. Mobile Money Identifier
4. Mobile Moment Identifier
5. Mobile Money Indication
29. QSAM (Query Service on Aadhaar Mapper) service helps user inwards knowing their Aadhaar Seeding condition with their depository fiscal establishment account. OSAM service tin sack endure available past times dialing which number?
1. *99# 
2. *99*99#
3. *100#
4. *99*9# 
5. *1234# 

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