Yak Full General / Economic Scheme / Banking Awareness Quiz For Ibps Po Vii 2017 - Ready 126

 Banking Awareness Quiz 2017 for IBPS PO VII

1. Nomination facility is non allowed inwards :
1. Locker concern human relationship inwards the elevate of to a greater extent than than 1 individual
2. Safe custody concern human relationship inwards names of to a greater extent than than 1 individual
3. Deposit concern human relationship inwards the elevate of 2 or to a greater extent than persons
4. All to a higher identify
5. None of the above
2. A Bank guarantee is treated past times the depository fiscal establishment equally __________ liability.
1. Standard
2. Hidden
3. Contingent
4. Outstanding
5. Any of the above 
3. In instance of a express society the accuse which does non ask registration amongst ROC, is:
1. Mortgage
2. Pledge
   
3. Hypothecation
4. All of these
5. None of these
4. Which of the crossings is a Special crossing ?
1. In which elevate of a depository fiscal establishment appears amongst the words non negotiable
2. In which elevate of a depository fiscal establishment appears amongst 2 parallel transverse lines
3. In which elevate a depository fiscal establishment appears equally payee
4. In which elevate of a depository fiscal establishment appears inwards whatsoever shape either amongst or without parallel transverse lines
5. Any of the above 
5. If a depositor other than a senior citizen desires that TDS should non last deducted from involvement income he volition last required to submit Form :
1. 15 G
2. 15 H
3. 60
4. 61
5. Any of these
6. After the boot the bucket of the depositor, the nominee gets payments of the deposit equally :
1. Legal representative
2. Trustee of legal heirs of the deceased
3. Legal representative of depository fiscal establishment
4. True possessor
5. Either (2) or (3) above
7. If Crossed depository fiscal establishment check is presented over the counter, It :
1. Can last paid to the collecting depository fiscal establishment
2. Can last paid to the agent of a collecting depository fiscal establishment
3. Cannot last paid
4. Can last paid exclusively through clearing
5. Either (1) or (2) to a higher identify
8. Acknowledgement of honour past times Ombudsman as well as its compliance past times Bank is to last endured inside :
1. 15 days
2. 30 days
3. 45 days
4. 60 days
5. 90 days
9. Absorption of excess liquidity from the banking arrangement past times RBI is referred to equally :
1. Securitisation
2. Bank assurance
3. Reverse repo
4. Repo
5. None of these
10. Annual identify unit of measurement income of a DRI beneficiary inwards semi-urban expanse should non transcend :
1. Rs. 24,000
2. Rs. 7,200
3. Rs. 18,000
4. Rs. 64,000
5. Rs. 1,00,000
11. Maximum amount of didactics loan that tin last sanctioned without insisting on collateral safety if 3rd political party guarantee acceptable to the depository fiscal establishment is furnished :
1. Rs. iv lakh
2. Rs. 10 lakh
3. Rs. xv lakh
4. Rs. 7.5 lakh
5. Rs.5 lakh
12. Which of the next abbreviations relating to coin marketplace is NOT right ? 
• i) CP - Commercial Paper 
• ii) CD - Certificate of Deposit 
• iii) G.Sec - General Secretary 
• iv) REPO - Repurchase Option
1. Only (i) as well as (ii)
2. Only (iii)
3. Only (iii) as well as (iv)
4. Only (iv)
5. None of the above
13. Which of the next is non taken into computation for calculating NDTL for the job of CRR?
1. Overdue fourth dimension deposit
2. Liabilities of off-shore banking units
3. Balances inwards inoperative accounts
4. All to a higher identify
5. None of the above
14. A unusual mouth is 1 which is :
1. Drawn inwards Bharat on a individual resident inwards Bharat but payable abroad
2. Drawn inwards Bharat on a individual resident exterior Bharat but pa-yable inwards Bharat
3. Drawn abroad on a individual resident inwards Bharat as well as payable inwards Bharat
4. Both (1) as well as (3) to a higher identify
5. Both (2) as well as (3) above
15. Which of the next is / are electrical flow liability(ies) ?
1. Provision for bad as well as doubtful debts
2. Sundry creditors
3. Depreciation
4. Pre-operative expenses
5. 1 & 3
16. As per KYC guidelines of RBI cash transaction of Rs. __________  lakh as well as to a higher identify should last reported to RBI.
1. Rs. five lakh
2. Rs. 10 lakh
3. Rs. 2 lakh
4. Rs. twenty lakh
5. None of the above
17. Hypothecation is a :
1. Floating accuse
2. Mortgage
3. Assignment
4. Fixed accuse
5. None of these
18. Nomination facilities to depository fiscal establishment customers are provided nether provisions of :
1. RBI Act, 1934
2. Banking Regulation Act, 1949
3. Companies Act, 1956
4. Negotiable Instruments Act 1881
5. Indian Contract Act 1861
19. Which of the next volition last taken into concern human relationship for deciding amount to last deposited amongst NABARD nether RIDF ?
1. Shortfall inwards weaker department targets
2. Shortfall inwards agriculture targets
3. Shortfall inwards priority sector targets
4. All to a higher identify
5. Only (2) & (3) above
20. More than 1 nominee tin last appointed in:
1. Joint concern human relationship amongst functioning past times either
2. Account inwards the elevate of a unmarried individual
3. Account inwards the elevate of partnership
4. Joint locker concern human relationship operated jointly
5. None of the above
21. Debenture holders of a express society are :
1. Owners of the society
2. Creditors of the society
3. Debtors of the society
4. Any 1 of the to a higher identify
5. None of these
22. Goodwill is an illustration of :
1. Current property
2. Intangible property
3. Owner's funds
4. Term liability
5. None of these 
23. Mulberry is associated amongst :
1. Sericulture
2. Aquaculture
3. Pisciculture
4. Floriculture
5. Agriculture
24. The Asset Liability Management is helpful inwards managing :
1. Liquidity Risk
2. Credit Risk
3. Operational Risk
4. Exchange Risk
5. None of these
25. 'Nostro' concern human relationship refers to concern human relationship :
1. Of a unusual correspondent depository fiscal establishment amongst us
2. Of a unusual depository fiscal establishment amongst RBI
3. Any depository fiscal establishment maintaining its concern human relationship abroad amongst whatsoever other depository fiscal establishment
4. Maintained past times our correspondent amongst their ain branch inwards Bharat
5. Of an NRI who returned to Bharat after a continuous remain of 1 twelvemonth abroad
26. Banks are forthwith allowed to convey domestic term deposits for less than:
1. 7 days
2. 15 days
3. 15 days but for a menses of vii days if the unmarried deposit is for Rs. xv lakh as well as above.
4. 15 days but for a menses of vii days if the aggregate term deposit is for Rs. xv lakh as well as to a higher identify
5. 30 days 
27. Systems failure in a depository fiscal establishment is called __________risk.
1. Operational 
2. Exchange
3. Market 
4. Legal
5. Business 
28. A Probate is a :
1. Power of Attorney from the courtroom of law
2. An instruction from the courtroom of law
3. A certified volition of the deceased
4. Order of the deceased earlier his boot the bucket
5. None of these 
29. Certificate of Incorporation issued to a society past times :
1. Register of Assurances
2. Securities & Exchange Board of Bharat
3. Company Law Board
4. Registrar of Companies
5. Either (3) or (4) above
30. A depository fiscal establishment check bears across its aspect upward the elevate of a depository fiscal establishment without whatsoever parallel transverse lines. The depository fiscal establishment check volition last treated equally having:
1. Special Crossing
2. General Crossing
3. Extraordinary Crossing
4. No Crossing
5. None of these
31. The deviation betwixt pledge as well as hypothecation is on concern human relationship of :
1. Possession
2. Valuation
3. Ownership
4. Title
5. None of these
32. Consumer Protection Act, 1986 operates at:
1. District degree
2. State degree
3. Central degree
4. Union Terrirories
5. 1, 2 & 3
33. Balance Sheet is a disputation of assets as well as liabilities of a theatre as well as is prepared :
1. As on a item appointment
2. For 1 twelvemonth
3. For 6 months
4. Every Fri
5. Quarterly basis
34. A 'Senior Citizen ' who is entitled to additional involvement on term deposit from the depository fiscal establishment is a individual who :
1. Is at to the lowest degree 65 years of historic menses
2. Has completed 55 years the historic menses
3. Has completed the historic menses of lx years
4. Has attained the historic menses of 58 years
5. None of the above
35. Who amidst next was non ex-governor of RBI ?
1. Dr. C.Rangarajan
2. Dr. Manmohan Singh
3. Dr. V.V.Giri
4. Dr. Bimal Jalan
5. Dr. yard Narasimham
36.  'The charge per unit of measurement inwards which unusual currency unit of measurement is fixed as well as domestic currency varies is called :
1. Direct charge per unit of measurement
2. Indirect charge per unit of measurement
3. Varying charge per unit of measurement
4. Fixed charge per unit of measurement
5. Mixed Rate
37. In fiscal analysis, breakeven indicate is 1 :
1. Where about useful analysis emerges equally regards expanse of high profitability
2. Where cost of production equals selling toll
3. Where at that spot is no profits as well as no loss
4. Any 1 of the to a higher identify
5. Either (2) or (3) above
38. As per recommendations of Goiporia Committee, returned cheques should last delivered to the political party who lodged it within:
1. 24 hours
2. 72 hours
3. 48 hours
4. One calendar week
5. None of these
39. Single debit multiple credit applies to :
1. ECS Debit
2. ECS Credit
3. CBS
4. SWIFT
5. All
40. The Goods as well as Services Tax (GST) came into consequence from ?
1. 1st July 2017
2. 1st June 2017
3. 1st August 2017
4. 1st Marcy 2017
5. 1st Nov 2016

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